{"id":12075,"date":"2026-01-26T12:53:39","date_gmt":"2026-01-26T12:53:39","guid":{"rendered":"https:\/\/gammablog.ahmadalkhuleyf.net\/%d9%85%d8%a7-%d9%87%d9%8a-%d8%a7%d9%84%d8%a8%d9%8a%d8%a6%d8%a9-%d8%a7%d9%84%d8%aa%d8%ac%d8%b1%d9%8a%d8%a8%d9%8a%d8%a9\/"},"modified":"2026-04-04T23:49:33","modified_gmt":"2026-04-04T23:49:33","slug":"%d9%85%d8%a7-%d9%87%d9%8a-%d8%a7%d9%84%d8%a8%d9%8a%d8%a6%d8%a9-%d8%a7%d9%84%d8%aa%d8%ac%d8%b1%d9%8a%d8%a8%d9%8a%d8%a9","status":"publish","type":"post","link":"https:\/\/blog.osoolgamma.com\/ar\/%d9%85%d8%a7-%d9%87%d9%8a-%d8%a7%d9%84%d8%a8%d9%8a%d8%a6%d8%a9-%d8%a7%d9%84%d8%aa%d8%ac%d8%b1%d9%8a%d8%a8%d9%8a%d8%a9\/","title":{"rendered":"\u0645\u0627 \u0647\u064a \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 (Regulatory Sandbox) \u0648\u0645\u0627 \u0623\u0647\u0645\u064a\u062a\u0647\u0627 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646\u061f"},"content":{"rendered":"

(Regulatory Sandbox)<\/span>\u00a0<\/span><\/h1>\n

\u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FinTech)\u060c \u062a\u062a\u0633\u0627\u0631\u0639 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u0627\u062a \u0628\u0648\u062a\u064a\u0631\u0629 \u062a\u0633\u0628\u0642 \u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u0642\u062f\u0631\u0629 \u0627\u0644\u0633\u0648\u0642 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u064a\u064a\u0632 \u0628\u064a\u0646 \u201c\u0627\u0644\u0641\u0643\u0631\u0629 \u0627\u0644\u0644\u0627\u0645\u0639\u0629\u201d \u0648\u201c\u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0634\u063a\u064a\u0644 \u0628\u062b\u0642\u0629\u201d. \u0644\u0630\u0644\u0643 \u0638\u0647\u0631\u062a \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 (Regulatory Sandbox) \u0643\u062d\u0644 \u0639\u0645\u0644\u064a \u064a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u0628\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0648\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646.<\/span><\/p>\n

\u0628\u062d\u0633\u0628 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a (SAMA)\u060c \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0647\u064a \u0625\u0637\u0627\u0631 \u064a\u0633\u0645\u062d \u0628\u0627\u062e\u062a\u0628\u0627\u0631 \u0646\u0645\u0627\u0630\u062c \u0623\u0639\u0645\u0627\u0644 \u0623\u0648 \u0645\u0646\u062a\u062c\u0627\u062a \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0628\u062a\u0643\u0631\u0629 \u0641\u064a \u0628\u064a\u0626\u0629 \u062d\u064a\u0629 \u0648\u0644\u0643\u0646 \u0636\u0645\u0646 \u062d\u062f\u0648\u062f \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0645\u062d\u062f\u062f\u0629 \u0645\u0633\u0628\u0642\u064b\u0627 (\u0645\u062b\u0644 \u0646\u0637\u0627\u0642 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0623\u0648 \u0623\u062d\u062c\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a). \u0648\u064a\u0628\u0631\u0632 \u062f\u0648\u0631\u0647\u0627 \u062e\u0635\u0648\u0635\u064b\u0627 \u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u062d\u0644\u0648\u0644 \u063a\u064a\u0631 \u0645\u0634\u0645\u0648\u0644\u0629 \u062d\u0627\u0644\u064a\u064b\u0627 \u0628\u0625\u0637\u0627\u0631 \u062a\u0646\u0638\u064a\u0645\u064a \u0642\u0627\u0626\u0645 \u0623\u0648 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u062a\u0631\u062e\u064a\u0635 \u0645\u0637\u0628\u0642\u0629.<\/span><\/p>\n

\u0628\u0639\u0628\u0627\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u0648\u0627\u0636\u062d\u0629:<\/span>
\n<\/span>\u0627\u062e\u062a\u0628\u0627\u0631 \u0648\u0627\u0642\u0639\u064a \u0636\u0645\u0646 \u0636\u0648\u0627\u0628\u0637 \u0648\u0627\u0636\u062d\u0629\u2026 \u0628\u062f\u0644 \u0625\u0637\u0644\u0627\u0642 \u0639\u0634\u0648\u0627\u0626\u064a \u062b\u0645 \u0625\u0635\u0644\u0627\u062d \u0645\u062a\u0623\u062e\u0631.<\/span><\/p>\n

\u0645\u0627 \u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0628\u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0648\u0641\u0642 SAMA\u061f<\/span><\/h2>\n

\u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0644\u064a\u0633\u062a \u201c\u062d\u0645\u0644\u0629 \u0639\u0644\u0627\u0642\u0627\u062a \u0639\u0627\u0645\u0629\u201d\u060c \u0648\u0644\u064a\u0633\u062a \u0628\u062f\u064a\u0644\u064b\u0627 \u0639\u0646 \u0627\u0644\u062a\u0646\u0638\u064a\u0645 \u0623\u0648 \u0627\u0644\u062a\u0631\u062e\u064a\u0635. \u0625\u0646\u0647\u0627 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u062e\u062a\u0628\u0627\u0631 \u0645\u0646\u0638\u0645 \u064a\u062a\u064a\u062d \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u062d\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0633\u0648\u0642 \u062d\u0642\u064a\u0642\u064a \u0648\u0644\u0643\u0646 \u0628\u0633\u0642\u0641 \u0648\u0627\u0636\u062d \u0645\u0646 \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631.<\/span>\u0648\u0647\u0630\u0627 \u0627\u0644\u0633\u0642\u0641 \u0644\u064a\u0633 \u062a\u0641\u0635\u064a\u0644\u0627\u064b \u062b\u0627\u0646\u0648\u064a\u064b\u0627\u061b \u0628\u0644 \u0647\u0648 \u062c\u0648\u0647\u0631 \u0627\u0644\u0641\u0643\u0631\u0629: \u0644\u0623\u0646 \u0648\u062c\u0648\u062f \u062d\u062f\u0648\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u064a\u062c\u0639\u0644 \u0627\u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u0642\u0627\u0628\u0644\u0627\u064b \u0644\u0644\u0642\u064a\u0627\u0633 \u0648\u0627\u0644\u0645\u062a\u0627\u0628\u0639\u0629 \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/span><\/p>\n

\u0648\u0645\u0646 \u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u062c\u0648\u0647\u0631\u064a\u0629 \u0641\u064a \u0648\u062b\u064a\u0642\u0629 SAMA \u0623\u0646 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0645\u0648\u062c\u0647\u0629 \u0644\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u062a\u064a \u0644\u0627 \u064a\u063a\u0637\u064a\u0647\u0627 \u062a\u0646\u0638\u064a\u0645 \u0642\u0627\u0626\u0645\u060c \u0628\u064a\u0646\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0647\u0646\u0627\u0643 \u0645\u0633\u0627\u0631 \u062a\u0631\u062e\u064a\u0635 \u0648\u0627\u0636\u062d \u0644\u0646\u0634\u0627\u0637 \u0645\u0639\u064a\u0646 \u0641\u0625\u0646 \u0627\u0644\u0627\u0646\u0636\u0645\u0627\u0645 \u0644\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0644\u0627 \u064a\u0643\u0648\u0646 \u0647\u0648 \u0627\u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u0645\u0646\u0627\u0633\u0628.<\/span><\/p>\n

\u0644\u0645\u0627\u0630\u0627 \u0623\u0637\u0644\u0642 SAMA \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629\u061f<\/span><\/h2>\n

\u062a\u0648\u0636\u062d \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0647\u062f\u0641\u064a\u0646 \u0639\u0645\u0644\u064a\u064a\u0646 \u064a\u0647\u0645\u0627\u0646 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0642\u0628\u0644 \u0623\u064a \u0634\u062e\u0635:<\/span><\/p>\n

1) \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0636\u0645\u0646 \u0625\u0637\u0627\u0631 \u0645\u0646\u0636\u0628\u0637<\/span><\/h3>\n

\u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u062a\u062a\u064a\u062d \u062a\u062c\u0631\u0628\u0629 \u0646\u0645\u0627\u0630\u062c \u0648\u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u0648\u063a\u064a\u0631 \u0645\u063a\u0637\u0627\u0629 \u0628\u062a\u0646\u0638\u064a\u0645 \u0642\u0627\u0626\u0645\u060c \u0628\u0645\u0627 \u064a\u062f\u0639\u0645 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0633\u0648\u0642 \u0648\u064a\u0641\u062a\u062d \u0627\u0644\u0628\u0627\u0628 \u0644\u062d\u0644\u0648\u0644 \u0623\u0643\u062b\u0631 \u062a\u0642\u062f\u0645\u064b\u0627.<\/span><\/p>\n

2) \u0641\u0647\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0625\u062f\u0627\u0631\u062a\u0647\u0627 \u0645\u0628\u0643\u0631\u064b\u0627<\/span><\/h3>\n

\u0627\u0644\u0647\u062f\u0641 \u0644\u0627 \u064a\u0642\u062a\u0635\u0631 \u0639\u0644\u0649 \u201c\u0627\u0644\u0633\u0645\u0627\u062d \u0628\u0627\u0644\u062a\u062c\u0631\u0628\u0629\u201d\u060c \u0628\u0644 \u064a\u062a\u0636\u0645\u0646 \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0645\u0646 \u0645\u0631\u0627\u0642\u0628\u0629 \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0642\u0628\u0644 \u0627\u0644\u0625\u0637\u0644\u0627\u0642 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0627\u0644\u0643\u0627\u0645\u0644.<\/span><\/p>\n

\u0647\u0630\u0647 \u0627\u0644\u0646\u0642\u0637\u0629 \u062a\u062d\u062f\u064a\u062f\u064b\u0627 \u0647\u064a \u0627\u0644\u062a\u064a \u062a\u062c\u0639\u0644 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0630\u0627\u062a \u0642\u064a\u0645\u0629 \u0639\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631: \u0644\u0623\u0646\u0647\u0627 \u062a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0644\u0627 \u064a\u062a\u062d\u0631\u0643 \u0641\u064a \u0641\u0631\u0627\u063a\u060c \u0628\u0644 \u0636\u0645\u0646 \u0625\u0637\u0627\u0631 \u0642\u0627\u0628\u0644 \u0644\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0648\u0627\u0644\u062a\u062d\u0633\u064a\u0646.<\/span><\/p>\n

\u0645\u0627 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646\u061f<\/span><\/h2>\n

\u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0644\u0627 \u062a\u0639\u0646\u064a \u0636\u0645\u0627\u0646 \u0627\u0644\u0623\u0631\u0628\u0627\u062d\u060c \u0648\u0644\u0627 \u062a\u0644\u063a\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629. \u0644\u0643\u0646\u0647\u0627 \u062a\u0639\u0646\u064a \u0634\u064a\u0626\u064b\u0627 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629: \u0623\u0646 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u064a\u064f\u062e\u062a\u0628\u0631 \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639 \u0636\u0645\u0646 \u0642\u0648\u0627\u0639\u062f. \u0648\u0647\u0630\u0627 \u064a\u0646\u0639\u0643\u0633 \u0639\u0644\u0649 \u062b\u0644\u0627\u062b\u0629 \u0645\u0633\u062a\u0648\u064a\u0627\u062a:<\/span><\/p>\n

1) \u062a\u0642\u0644\u064a\u0644 \u0641\u0648\u0636\u0649 \u201c\u0627\u0644\u062a\u0648\u0633\u0639 \u0642\u0628\u0644 \u0627\u0644\u0646\u0636\u062c\u201d<\/span><\/h3>\n

\u0627\u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u0636\u0645\u0646 \u062d\u062f\u0648\u062f \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0645\u0633\u0628\u0642\u0629 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u0623\u0646 \u062a\u062a\u0648\u0633\u0639 \u0627\u0644\u062e\u062f\u0645\u0629 \u0628\u0633\u0631\u0639\u0629 \u0642\u0628\u0644 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u062c\u0627\u0647\u0632\u064a\u062a\u0647\u0627 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629. \u0641\u0628\u062f\u0644 \u0623\u0646 \u064a\u062a\u0639\u0644\u0645 \u0627\u0644\u0633\u0648\u0642 \u0645\u0646 \u0623\u062e\u0637\u0627\u0621 \u0645\u0643\u0644\u0641\u0629\u060c \u064a\u062a\u0645 \u0636\u0628\u0637 \u0627\u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u0645\u0646\u0630 \u0627\u0644\u0628\u062f\u0627\u064a\u0629.<\/span><\/p>\n

2) \u0642\u064a\u0627\u0633 \u0627\u0644\u0646\u062c\u0627\u062d \u0628\u0645\u0639\u0627\u064a\u064a\u0631 \u062a\u0634\u063a\u064a\u0644 \u062d\u0642\u064a\u0642\u064a\u0629<\/span><\/h3>\n

\u062a\u0634\u064a\u0631 \u0648\u062b\u064a\u0642\u0629 SAMA \u0625\u0644\u0649 \u0623\u0646 \u0645\u0646 \u0639\u0646\u0627\u0635\u0631 \u0642\u064a\u0627\u0633 \u0627\u0644\u0646\u062c\u0627\u062d \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u0645\u0627 \u064a\u0631\u062a\u0628\u0637 \u0628\u0640 \u0631\u0636\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0648\u0627\u0644\u0645\u0631\u0648\u0646\u0629 (resilience) \u0648\u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u062a\u0648\u0633\u0639 (scalability).<\/span><\/p>\n

\u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0644\u0627 \u064a\u064f\u0642\u064a\u0651\u0645 \u0639\u0644\u0649 \u201c\u0627\u0644\u0641\u0643\u0631\u0629\u201d \u0641\u0642\u0637\u060c \u0628\u0644 \u0639\u0644\u0649 \u0642\u062f\u0631\u062a\u0647 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644 \u0628\u062b\u0628\u0627\u062a \u0648\u062a\u0642\u062f\u064a\u0645 \u062a\u062c\u0631\u0628\u0629 \u0645\u0648\u062b\u0648\u0642\u0629.<\/span><\/p>\n

3) \u0625\u0634\u0627\u0631\u0627\u062a \u0623\u0648\u0636\u062d \u0639\u0646 \u0627\u0644\u0627\u0646\u0636\u0628\u0627\u0637 \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629<\/span><\/h3>\n

\u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0647\u0646\u0627\u0643 \u0627\u062e\u062a\u0628\u0627\u0631 \u0631\u0633\u0645\u064a \u0641\u064a \u0628\u064a\u0626\u0629 \u062d\u064a\u0629 \u0636\u0645\u0646 \u0636\u0648\u0627\u0628\u0637\u060c \u0641\u0647\u0630\u0627 \u064a\u0631\u0641\u0639 \u0645\u0639\u064a\u0627\u0631 \u0627\u0644\u0627\u0646\u0636\u0628\u0627\u0637 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0648\u064a\u064f\u062d\u0633\u0646 \u0645\u0646 \u0648\u0636\u0648\u062d \u0627\u0644\u0646\u0645\u0648\u0630\u062c. \u0648\u0645\u0639 \u0623\u0646 \u0630\u0644\u0643 \u0644\u0627 \u064a\u0633\u0627\u0648\u064a \u062a\u0631\u062e\u064a\u0635\u064b\u0627 \u0646\u0647\u0627\u0626\u064a\u064b\u0627 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u064a\u0639\u0637\u064a \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0625\u0634\u0627\u0631\u0629 \u0645\u0641\u064a\u062f\u0629: \u0647\u0646\u0627\u0643 \u0625\u0637\u0627\u0631 \u0627\u062e\u062a\u0628\u0627\u0631 \u064a\u064f\u0642\u0627\u0633 \u0648\u064a\u064f\u0631\u0627\u062c\u0639.<\/span><\/p>\n

\u0644\u0645\u0627\u0630\u0627 \u064a\u064f\u0641\u0647\u0645 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0636\u0645\u0646 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0639\u0644\u0649 \u0623\u0646\u0647 \u201c\u062a\u0645\u064a\u0651\u0632\u201d\u061f<\/span><\/h2>\n

\u0643\u0644\u0645\u0629 \u201c\u0645\u0645\u064a\u0651\u0632\u201d \u0644\u0627 \u064a\u0646\u0628\u063a\u064a \u0623\u0646 \u062a\u0643\u0648\u0646 \u062f\u064a\u0643\u0648\u0631\u064b\u0627 \u062a\u0633\u0648\u064a\u0642\u064a\u064b\u0627. \u0639\u0645\u0644\u064a\u064b\u0627\u060c \u0648\u062c\u0648\u062f \u0645\u0634\u0631\u0648\u0639 \u0623\u0648 \u0634\u0631\u0643\u0629 \u0636\u0645\u0646 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u064a\u0648\u062d\u064a \u0628\u062b\u0644\u0627\u062b\u0629 \u0645\u0639\u0627\u0646\u064d \u0645\u0641\u0647\u0648\u0645\u0629 \u0645\u0646 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0643\u0645\u0627 \u0634\u0631\u062d\u0647 SAMA:<\/span><\/p>\n

    \n
  • \u062d\u0644 \u0645\u0628\u062a\u0643\u0631 \u0648\u063a\u064a\u0631 \u0645\u063a\u0637\u0649 \u0628\u062a\u0646\u0638\u064a\u0645 \u0642\u0627\u0626\u0645: \u0623\u064a \u0623\u0646\u0647 \u0644\u064a\u0633 \u062a\u0643\u0631\u0627\u0631\u064b\u0627 \u0644\u062e\u062f\u0645\u0629 \u062a\u0642\u0644\u064a\u062f\u064a\u0629\u061b \u0628\u0644 \u0646\u0645\u0648\u0630\u062c \u062c\u062f\u064a\u062f \u064a\u062d\u062a\u0627\u062c \u0627\u062e\u062a\u0628\u0627\u0631\u064b\u0627 \u0645\u0646\u0638\u0645\u064b\u0627.<\/span><\/li>\n
  • \u0642\u0627\u0628\u0644 \u0644\u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u0641\u064a \u0628\u064a\u0626\u0629 \u062d\u064a\u0629 \u0636\u0645\u0646 \u062d\u062f\u0648\u062f \u0648\u0627\u0636\u062d\u0629: \u0645\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u064a\u062a\u0645 \u062a\u062d\u062a \u0642\u064a\u0648\u062f \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0645\u0633\u0628\u0642\u0629\u060c \u0644\u0627 \u0639\u0628\u0631 \u0625\u0637\u0644\u0627\u0642 \u0645\u0641\u062a\u0648\u062d \u063a\u064a\u0631 \u0645\u0646\u0636\u0628\u0637.<\/span><\/li>\n
  • \u064a\u062a\u062c\u0647 \u0646\u062d\u0648 \u0646\u0636\u062c \u062a\u0634\u063a\u064a\u0644\u064a \u0642\u0627\u0628\u0644 \u0644\u0644\u0642\u064a\u0627\u0633: \u0644\u0623\u0646 \u0627\u0644\u0646\u062c\u0627\u062d \u064a\u062a\u0635\u0644 \u0628\u0645\u0624\u0634\u0631\u0627\u062a \u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0648\u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0648\u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u062a\u0648\u0633\u0639 \u0648\u0631\u0636\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645.<\/span>
    \n<\/span><\/li>\n<\/ul>\n

    \u00a0<\/span><\/p>\n

    \u0647\u0644 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u062a\u0639\u0646\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u064a\u0629 \u0645\u0628\u0627\u0634\u0631\u0629\u061f<\/span><\/h2>\n

    \u062a\u0648\u062b\u0651\u0642 SAMA \u0646\u0642\u0637\u0629 \u0645\u0647\u0645\u0629 \u062a\u062e\u0635 \u0627\u0644\u0627\u062e\u062a\u0628\u0627\u0631\u0627\u062a \u0642\u0628\u0644 \u0627\u0644\u062a\u0635\u0631\u064a\u062d: \u064a\u0645\u0643\u0646 \u0625\u062c\u0631\u0627\u0621 \u0627\u062e\u062a\u0628\u0627\u0631\u0627\u062a \u0641\u064a \u0628\u064a\u0626\u0627\u062a \u062a\u0637\u0648\u064a\u0631 \u0648\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0647\u0645\u064a\u0629 (dummy data)\u060c \u0644\u0643\u0646 \u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u062d\u064a\u0629 \u0623\u0648 \u0628\u064a\u0626\u0629 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u062f\u0648\u0646 \u062a\u0635\u0631\u064a\u062d \u0645\u0646\u0627\u0633\u0628.<\/span><\/p>\n

    \u0647\u0630\u0647 \u0627\u0644\u0646\u0642\u0637\u0629 \u0645\u0647\u0645\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0644\u0623\u0646\u0647\u0627 \u062a\u0639\u0643\u0633 \u0648\u062c\u0648\u062f \u062d\u062f\u0648\u062f \u0648\u0627\u0636\u062d\u0629 \u0644\u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0648\u062f\u0631\u062c\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u0629.<\/span><\/p>\n

    \u0647\u0644 \u0627\u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u0627\u0644\u0646\u0627\u062c\u062d \u064a\u0639\u0646\u064a \u062a\u0631\u062e\u064a\u0635\u064b\u0627 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627\u061f<\/span><\/h2>\n

    \u0644\u0627. \u0648\u0647\u0630\u0627 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0648\u0627\u0636\u062d\u064b\u0627 \u062d\u0641\u0627\u0638\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0641\u0647\u0645 \u0627\u0644\u0635\u062d\u064a\u062d. \u062a\u0624\u0643\u062f \u0648\u062b\u064a\u0642\u0629 SAMA \u0623\u0646 \u0627\u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u0627\u0644\u0646\u0627\u062c\u062d \u0644\u0627 \u064a\u0639\u0646\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0643\u0627\u0645\u0644\u060c \u0648\u0623\u0646 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u064a\u062a\u0637\u0644\u0628 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0645\u062d\u062f\u062f\u0629 \u0648\u0627\u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0631\u0633\u0645\u064a \u062b\u0645 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0648\u0641\u0642 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.<\/span><\/p>\n


    \n<\/span>\u0643\u0645\u0627 \u062a\u0634\u064a\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0625\u0644\u0649 \u0623\u0646 \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0627\u062e\u062a\u0628\u0627\u0631 \u062a\u0643\u0648\u0646 \u0639\u0627\u062f\u0629 \u0636\u0645\u0646 \u0646\u0637\u0627\u0642 \u0632\u0645\u0646\u064a \u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 6 \u0625\u0644\u0649 12 \u0634\u0647\u0631\u064b\u0627.<\/span><\/p>\n

    \u0623\u064a\u0646 \u062a\u0642\u0639 \u0623\u0635\u0648\u0644 \u062c\u0627\u0645\u0627 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0627\u0642\u061f<\/span><\/h2>\n

    \u0636\u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0625\u0637\u0627\u0631\u060c \u062a\u0641\u062e\u0631 \u0623\u0635\u0648\u0644 \u062c\u0627\u0645\u0627 \u0628\u0623\u0646\u0646\u0627 \u0645\u0646 \u0623\u0648\u0627\u0626\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0627\u0631\u0629 \u0636\u0645\u0646 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629\u2014\u0648\u0630\u0644\u0643 \u0627\u0646\u0633\u062c\u0627\u0645\u064b\u0627 \u0645\u0639 \u0631\u0624\u064a\u062a\u0646\u0627 \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u062a\u062c\u0631\u0628\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0643\u062b\u0631 \u0648\u0636\u0648\u062d\u064b\u0627 \u0648\u0627\u0646\u0636\u0628\u0627\u0637\u064b\u0627\u060c \u062d\u064a\u062b \u062a\u064f\u0628\u0646\u0649 \u0627\u0644\u062b\u0642\u0629 \u0639\u0628\u0631 \u0646\u0645\u0648\u0630\u062c \u0642\u0627\u0628\u0644 \u0644\u0644\u0642\u064a\u0627\u0633\u060c \u0644\u0627 \u0639\u0628\u0631 \u0627\u0644\u0648\u0639\u0648\u062f.<\/span><\/p>\n

    (\u0645\u0639 \u0627\u0644\u062a\u0623\u0643\u064a\u062f \u0623\u0646 \u0648\u062c\u0648\u062f \u0627\u0644\u0634\u0631\u0643\u0629 \u0636\u0645\u0646 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u064a\u064f\u0641\u0647\u0645 \u0643\u062c\u0632\u0621 \u0645\u0646 \u0645\u0633\u0627\u0631 \u0627\u062e\u062a\u0628\u0627\u0631 \u0645\u0646\u0638\u0645\u060c \u0648\u0644\u064a\u0633 \u0627\u062f\u0639\u0627\u0621\u064b \u0628\u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0627\u0644\u062a\u0644\u0642\u0627\u0626\u064a \u0623\u0648 \u0636\u0645\u0627\u0646 \u0627\u0644\u0639\u0648\u0627\u0626\u062f).<\/span><\/p>\n

    \u0627\u0644\u062e\u0644\u0627\u0635\u0629<\/span><\/h2>\n

    \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 (Regulatory Sandbox) \u0644\u062f\u0649 SAMA \u0647\u064a \u0625\u0637\u0627\u0631 \u064a\u0633\u0645\u062d \u0628\u0627\u062e\u062a\u0628\u0627\u0631 \u062d\u0644\u0648\u0644 \u0645\u0627\u0644\u064a\u0629 \u0645\u0628\u062a\u0643\u0631\u0629 \u0641\u064a \u0628\u064a\u0626\u0629 \u062d\u064a\u0629 \u0636\u0645\u0646 \u062d\u062f\u0648\u062f \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0645\u062d\u062f\u062f\u0629\u060c \u0648\u064a\u0633\u062a\u0647\u062f\u0641 \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0645\u0639 \u0645\u0631\u0627\u0642\u0628\u0629 \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0642\u0628\u0644 \u0627\u0644\u062a\u0648\u0633\u0639 \u0627\u0644\u062a\u062c\u0627\u0631\u064a.<\/span>\u0623\u0645\u0627 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u060c \u0641\u0647\u064a \u0644\u064a\u0633\u062a \u201c\u0636\u0645\u0627\u0646\u064b\u0627\u201d\u060c \u0644\u0643\u0646\u0647\u0627 \u0645\u0624\u0634\u0631 \u0645\u0647\u0645 \u0639\u0644\u0649 \u0623\u0646 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u064a\u0633\u064a\u0631 \u0636\u0645\u0646 \u0627\u062e\u062a\u0628\u0627\u0631 \u0648\u0627\u0642\u0639\u064a \u0645\u0646\u0636\u0628\u0637 \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u062a\u0634\u063a\u064a\u0644 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0642\u064a\u0627\u0633 \u0645\u062b\u0644 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0648\u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0648\u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u062a\u0648\u0633\u0639 \u0648\u0631\u0636\u0627 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645.<\/span><\/p>\n

    \n","protected":false},"excerpt":{"rendered":"

    (Regulatory Sandbox)\u00a0 \u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FinTech)\u060c \u062a\u062a\u0633\u0627\u0631\u0639 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u0627\u062a \u0628\u0648\u062a\u064a\u0631\u0629 \u062a\u0633\u0628\u0642 \u0623\u062d\u064a\u0627\u0646\u064b\u0627 \u0642\u062f\u0631\u0629 \u0627\u0644\u0633\u0648\u0642 \u0639\u0644\u0649 \u0627\u0644\u062a\u0645\u064a\u064a\u0632 \u0628\u064a\u0646 \u201c\u0627\u0644\u0641\u0643\u0631\u0629 \u0627\u0644\u0644\u0627\u0645\u0639\u0629\u201d \u0648\u201c\u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0634\u063a\u064a\u0644 \u0628\u062b\u0642\u0629\u201d. \u0644\u0630\u0644\u0643 \u0638\u0647\u0631\u062a \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 (Regulatory Sandbox) \u0643\u062d\u0644 \u0639\u0645\u0644\u064a \u064a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u0628\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0648\u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646. \u0628\u062d\u0633\u0628 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a (SAMA)\u060c \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0647\u064a \u0625\u0637\u0627\u0631 \u064a\u0633\u0645\u062d \u0628\u0627\u062e\u062a\u0628\u0627\u0631 […]<\/p>\n","protected":false},"author":1,"featured_media":10042,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[219],"tags":[],"tmauthors":[97],"class_list":{"0":"post-12075","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-219"},"_links":{"self":[{"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/posts\/12075","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/comments?post=12075"}],"version-history":[{"count":2,"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/posts\/12075\/revisions"}],"predecessor-version":[{"id":12924,"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/posts\/12075\/revisions\/12924"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/media\/10042"}],"wp:attachment":[{"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/media?parent=12075"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/categories?post=12075"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/tags?post=12075"},{"taxonomy":"tmauthors","embeddable":true,"href":"https:\/\/blog.osoolgamma.com\/ar\/wp-json\/wp\/v2\/tmauthors?post=12075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}